SME Credit Analyst

Summary

Evaluate, analyze, and mitigate financial risks associated with business lending applications from small and medium enterprises.

About the role

In this role, you will assess the creditworthiness of small-to-medium businesses applying for asset financing, commercial property loans, or business overdrafts. You will review commercial balance sheets, cash flow models, and market risks to structure secure lending agreements that balance business growth with bank security.

Requirements

• BCom Degree in Accounting, Economics, or Corporate Finance.
• 2 to 3 years of commercial risk assessment or credit analysis experience within a banking environment.
• Strong analytical capacity with advanced mastery of Excel and financial modeling.